Quotit Corporation is a leading Internet application service provider for the health insurance and employee benefits industry. Quotit Corporation's Internet software enables insurance organizations to increase productivity and reduce costs by directly connecting insurance companies, brokers and retail consumers with insurance rates and benefits on-line, in real time.

Quotit has established relationships with over 120 insurance carriers representing over 11,300 plans in the health, life, dental and vision insurance markets, including such names as: Aetna, United Healthcare, Health Net, WellPoint, Assurant Health, Humana, Celtic and independent licenses of the Blue Cross Blue Shield Association. Quotit's database of carriers and plans extends to 50 states including the District of Columbia.

To: Quotit Customers

From: David W. Smithson, President

Date: 4/29/2008

Subject: Exciting Developments at Quotit!

I am very excited to announce our recent acquisition by The Word & Brown Companies, which, during its more than 20-year history, has become the nation's recognized leader in developing and offering innovative technology, health benefit plan models, and the most sophisticated employee benefits services to companies of all sizes.

Quotit will operate as an independent, wholly-owned subsidiary, and there will be no change to your service as a result of this acquisition. I will continue to lead the company and remain committed to delivering superior products and services built upon the same philosophy and standards you have come to expect from Quotit. In fact, with the combined strength, experience and leadership of The Word & Brown Companies, Quotit will soon introduce even more innovations and product enhancements to satisfy your insurance sales, marketing and customer service needs.

Quotit currently has strong relationships with more than 120 insurance carriers representing more than 11,300 plans in the health, life, dental and vision insurance markets, including Aetna, United Healthcare, Health Net, WellPoint, Assurant Health, Humana, Celtic and independent licenses with the Blue Cross Blue Shield Associations – and we will continue to build our superior carrier network into the most comprehensive and powerful partnership in the country.

The Word & Brown Companies is a privately-held company headquartered in Orange, Calif., that provides services to nearly 55,000 employers covering more than 6 million people across the nation. The Word & Brown Companies includes Word & Brown Insurance Administrators, Inc.®; CHOICE Administrators® and its subsidiaries – CaliforniaChoice®, CaliforniaChoice 51+, Kaiser Permanente Choice Solution and Contractor's Choice®; CONEXIS; and most recently, Quotit Corporation.

Attached you will find some brief information about the acquisition. Click here to view Fast Facts. We'll be in touch soon to update you on our current and developing Quotit products and services and to introduce you to the many new services available through our combined companies.

I want to personally thank you for your years of customer loyalty. I look forward with great enthusiasm to serving you for many years to come.

Sincerely,

David W. Smithson